Skip to main content

Enterprise Risk Management and Corporate Governance in Banking Research Proposal


Search more Proposals here : Sample Research Proposal Instructions Please I require a PhD Research Proposal. The title of the Research Project is: - Enterprise Risk Management and Corporate Governance in the Banking Industry. I wish to analyze effective Risk Management in conjunction with effective Corporate Governance in the Banking industry. The new term 'Emterprise Risk Management (ERM) is a popular way of describing the application of risk management THROUGHOUT the organisation or institution rather than only in selected business areas or discipolines. However, in the banking industry, ERM is still handled at the functional level. Therefore my interest is on how Risk Management can be shifted from the FUNCTIONAL to the ORGANISATIONAL (Board) level. My thinking stems from the fact that in a typical bank, the Asset Manager, for example, is interested in risks which are quantifiable i.e. the effect can be measured immeidately. Also the Board Director of MD gives APPROVAL to a functional manager to take quantifiable risks for immediate cash/asset results. Meanwhile, although the cash/asset result is immediate and therefore the risk is quantifiable, the effect of the MD's approval itself usually comes in a few years' time. Using the scenario below to further clarify my thinking: In the Bank we have: A - the Director or MD - gives the approval for the investment B - the Trader - invests millions of pounds or dollars trading in risky commodities for immediate cash/asset results. Currently, banks are only concerned with the risk in B. It is the risk that is currently managed because it is quantifiable. In other words, in banking, Risk Management currently is concerned with the risk in B and not the risk in A. The erroenous thinking is that it is the risk in A that the bank should be concerned about because it can be quantified. And because the risk in A is not immediately quantifiable, banks often tend to IGNORE it. I believe that, in banking, if Risk Management is taken alongside Corporate governance at the Board level - if Risk Management is shifted from the functional to the organisational level, banks will witness a more effective and efficient risk management. You can also check these papers.

Popular Pages of All Time

  1. ivythesis.typepad.com/term_paper_topics/2009/08/risk-management-of-palm-inc.html

  2. ivythesis.typepad.com/term_paper_topics/2009/08/in-todays-turbulent-business-environmentenvironment-scanning-is-strategic-to-the-success-of-eve

  3. ivythesis.typepad.com/term_paper_topics/free_sample_research_proposal/index.html

  4. ivythesis.typepad.com/term_paper_topics/2008/09/cowgirl-chocola.html

  5. ivythesis.typepad.com/term_paper_topics/2007/10/management-part.html

  6. ivythesis.typepad.com/term_paper_topics/2008/07/motivation-lett.html

  7.  ivythesis.typepad.com/term_paper_topics/mcdonalds/

  8. ivythesis.typepad.com/term_paper_topics/2009/06/the-study-of-marketing-strategy-of-coca-cola-in-china.html

  9. ivythesis.typepad.com/term_paper_topics/2008/02/ryanair-case-st.html

  10. ivythesis.typepad.com/term_paper_topics/2009/06/barclays-bank-of-uk.html

  11.  ivythesis.typepad.com/term_paper_topics/dissertation_outline/

  12. ivythesis.typepad.com/term_paper_topics/swot_analysis/

  13. ivythesis.typepad.com/term_paper_topics/anorexia_nervosa/

  14. ivythesis.typepad.com/term_paper_topics/2009/05/strategic-analysis---luxury-goods-industry-analysis.html

  15. ivythesis.typepad.com/term_paper_topics/2008/06/mcdonalds-corpo.html

  16. ivythesis.typepad.com/term_paper_topics/2008/06/a-sample-thes-2.html

  17. ivythesis.typepad.com/term_paper_topics/2009/08/case-study-for-bilingual-education.html

  18. ivythesis.typepad.com/term_paper_topics/2009/07/factors-affecting-employees-motivation.html

  19. ivythesis.typepad.com/term_paper_topics/porters_five_forces/

  20. ivythesis.typepad.com/term_paper_topics/2007/10/the-amazoncom.html

  21. ivythesis.typepad.com/term_paper_topics/2009/07/marketing-management-philosophies-.html

  22. ivythesis.typepad.com/term_paper_topics/2009/05/the-role-of-advertising-is-to-promote-the-values-of-pleasure-andexcess-over-restraint-and-good-

  23.  ivythesis.typepad.com/term_paper_topics/self_esteem_case_study_analysis/

  24. ivythesis.typepad.com/term_paper_topics/2009/02/emirates-airlines-leadership-analysis.html

  25. ivythesis.typepad.com/free_essay_samples/2009/06/case-study-information-system-comair.html

  26. ivythesis.typepad.com/term_paper_topics/2009/08/strategies-in-action-1.html

Comments

Post a Comment

Popular posts from this blog

Microfinance Enterprise in the third world economy Research Proposal

            Microfinance has grown from a small program in the 1970s in Bangladesh to a worldwide movement today. Microfinance is basically the small loans that are granted to the third world poor. Such microloans are usually provided through non-profit, humanitarian organizations. These new mechanisms are often referred to as nongovernmental organizations (NGOs) whose focus is on empowering poor families.             The movement to expand financial services for the poor as a grassroots development strategy is a relatively recent phenomenon. Microfinance, which emphasizes granting small loans to the poorest of the poor without requiring collateral, rests upon the notion that the most impoverished people in developing countries typically do not otherwise have access to traditional financial; services, but that they do possess modest survival skills that make them credit-worthy....
Post a Comment
Read more

The analysis on the external and internal environment of Primark retailing industry

Introduction The omnipresence of global trends and innovations debunk the idea of business monopoly and empire states. Today, the trends are set to maximize the potential of human powers by trivializing simple phenomena in order to fashion complex and subtle effects. In the minds of prominent sociologists and philosophers these trivialization of occurrences brought about by man's deepest desire of uncovering the truth and meaning of life. However, our correspondence and connection with the truth is indirect and diluted which can only be accessible via representations and constructs. Hence, the necessity, though, not necessarily is, of excavating the truth embedded on phenomena became an ordinary human laborious pursuit. Moreover, due to rapid changes on various aspects of human life our reactions vary depending on the way we perceive it, while forming effective and efficient mechanisms become a mechanical elocutionary act. This fact is paralleled with the nature and condition of b...
Post a Comment
Read more

Sample Research Proposal on IMPROVING VOCABULARY AND COMPREHENSION SKILLS IN ESL STUDENTS THROUGH LANGUAGE PROFICIENCY

Introduction               This paper proposes a research study that will test and determine the effects of language proficiency, critical thinking, and study skills approach on improving the vocabulary and comprehension skills in English as Second Language (ESL) students. The aim of this paper is to determine and examine the specific advantages and disadvantages of the three approaches mentioned. The purpose of this study is to build new theories in ESL learning and to further contribute on knowledge about ESL learning and teaching.             Statement of the Problem                 Currently in the United States , there is great impetus for ESL programs because of the continuous increase of non-English speaking immigrants in the country since the latter 1990s (Schmidt, 2001; Kuntz, 2003; August, 20...
1 comment
Read more