Objectives, Questions and Hypothesis The investigating of balance of payment problem, focusing on the effects among financial institutions particular to the banking industry as the research may bring in desirable possibilities that, Tanzania can follow and execute ample ways according to research context and informative basis that deals to balance of payment and its underlying problem. Research spontaneity and preciseness is vital for the overall organization of literature, also methods used in research being part of study assimilation. What is meant by balance of payment? How does balance of payment problem happen? What are some of the consequences of these payment problems? How to it can be avoided? Is there a theory/model directed to balance of payment problem? Give example (at least 1-2) and elaborate What are several factors that affect and influence balance of payment problems? How is it manifested? There can be claims that certain balance of payments crisis is to be found in th...